The House Free Plan
Presented by PMI Ninja
Stop overpaying on your mortgage
You can save thousands a year by canceling your unnecessary Private Mortgage Insurance (PMI).
Good things are rarely free. More often, someone chose to pay for them — and asked for nothing in return.
Every family on the free plan is here as PMI Ninja's guest. They quietly underwrite the entire cost of running it — so households can pay their nanny the right way without paying us a cent.
Here is precisely what that patronage covers — and what it asks of you in return.
The whole bill, covered
Hosting, the tax engine, and every year-end form for each free-tier household is paid for by PMI Ninja. Every month, for as long as the household is with us.
Nothing asked of your family
You need not become a PMI Ninja customer, sign up for anything, or share your data. The patronage settles the account quietly, in the background.
Keep more of what is yours
PMI Ninja helps homeowners cancel a charge they no longer owe. House spares families a payroll bill. The same principle, extended to two households at once.
Who is PMI Ninja?
PMI Ninja helps homeowners cancel Private Mortgage Insurance (PMI) and lower their mortgage by roughly $200 per month.
Once a home has risen in value, federal rules grant homeowners the right to stop paying PMI. PMI Ninja does the legwork and the paperwork to have your PMI removed from your mortgage — for good.
No refinance · No new loan · No credit check · Your rate unchanged
Monthly mortgage statement
The most expensive charge on your mortgage — removed for good.
How the removal is handled
No refinance, no credit pull, no combing through a statement. The work is theirs; the savings are yours.
Enter your address
From an address alone, PMI Ninja establishes your home's present value and estimates the PMI you could stop paying — at no cost, in about two minutes.
Sign a single authorization
A few questions and one signature let them act on your behalf with your lender. It is free to begin, and there is nothing at risk in starting.
They see the removal through
They assemble the evidence, file the paperwork, arrange any appraisal, and press your lender until the charge is gone — typically within thirty to sixty days.
Founding Sponsor
PMI Ninja
Stop overpaying on your mortgage
For underwriting the free plan in full, so that every family may keep more of what they earn — with our lasting gratitude.
House
Presented with thanks
Put the free plan to work.
Thanks to PMI Ninja, running your nanny's payroll costs nothing. Set up your household in a couple of minutes — and if you own a home, discover what PMI Ninja might return to you in turn.